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You can get this insurance to cover financial losses. If something happens to your spouse, you can be certain that your coverage will cover that. It is important for you and your spouse to get this coverage at the beginning so that you can both be protected financially.
Once you are sure that you have all of the paperwork in order, you should contact a divorce lawyer. Your lawyer can tell you whether or not your insurance policy is sufficient and should you need to have additional coverage added to it. There are several factors that go into the amount of coverage that is required for your policy. You need to talk to your attorney to find out what those are.